Verified Solutions for macOS Tahoe Time Machine SMB Issues

1. Modify SMB Configuration on macOS (Most Common Fix)
   Create or edit the file /etc/nsmb.conf:

sudo nano /etc/nsmb.conf

Add the following lines:

[default]
signing_required=yes
streams=yes
soft=yes
dir_cache_max_cnt=0
protocol_vers_map=6
mc_prefer_wired=yes

Save the file (Ctrl+O, Enter, Ctrl+X), restart your Mac (optionally not necessary), and retry your Time Machine backup.

Explanation: macOS Tahoe changed the default from signing_required=no to stricter control. NAS devices with relaxed SMB settings cannot handle this without explicit configuration.

2. Remove Non-ASCII Characters from Sparsebundle Name
   If your Mac, NAS, or folder name contains non-ASCII characters (e.g., Peťov MacBook), Time Machine in Tahoe will fail:

Open Disk Utility and mount the sparsebundle

Change the name to pure ASCII characters (no accents or special characters)

Time Machine will then work normally

3. Configure Settings on Synology/NAS (Not applicable on UNAS devices)
   Navigate to Control Panel > File Services > SMB > Advanced and set:

Maximum SMB protocol: SMB3

Enable Opportunistic Locking: Yes

Enable SMB2 Lease: Yes

Enable SMB Durable Handles: Yes

Server signing: No (or "Auto")

Transport encryption: Disabled

4. Automounter Workaround (If Nothing Else Works)
   Many users have successfully used the Automounter app to keep SMB connections alive and prevent disconnections during backups.

Summary
The root cause is a compatibility issue between macOS Tahoe 26 and network NAS SMB implementations. These fixes address the SMB signing/encryption handling changes Apple introduced in Tahoe. Start with solution #1 (the /etc/nsmb.conf file) as it's the most effective and universally applicable.