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December 1, 2025 19:50
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| { | |
| "main_tags": { | |
| "General Credit Cards": { | |
| "definition": "Articles about general credit card information, comparisons, details about a specific card or credit card company, choosing the right card, pros and cons, basics, and customer service topics including calling the issuer, support representatives, or dealing with customer service wait times." | |
| }, | |
| "Cash Back Credit Cards": { | |
| "definition": "Articles specifically about credit cards that offer cash back rewards on purchases, including flat-rate cash back (1%, 2%, 3%, 5%), statement credits, and rebates on spending. This does not include travel miles or points programs. How to maximize cash back rewards." | |
| }, | |
| "Credit Card Balance Transfer": { | |
| "definition": "Articles about transferring existing credit card balances to another card, typically featuring 0% intro APR offers, debt consolidation strategies, transfer fees, and moving balances to pay off debt." | |
| }, | |
| "Low APR Credit Cards": { | |
| "definition": "Articles focused on credit cards with low ongoing APR (annual percentage rate) or low interest rates, including fixed and variable rates. The emphasis is on minimizing interest charges rather than earning rewards." | |
| }, | |
| "No Annual Fee Credit Cards": { | |
| "definition": "Articles about credit cards that charge no annual fee, either for the first year or permanently. Focus is on keeping costs low and avoiding annual fees." | |
| }, | |
| "Business Credit Cards": { | |
| "definition": "Articles about credit cards designed for small business owners, companies, startups, and entrepreneurs. " | |
| }, | |
| "Student Credit Cards": { | |
| "definition": "Articles about credit cards specifically designed for college students, focusing on building credit history, low credit limits, and education-friendly features." | |
| }, | |
| "Secured Credit Cards": { | |
| "definition": "Articles about credit cards that require a refundable security deposit, primarily used for building or rebuilding credit for individuals with thin or damaged credit files." | |
| }, | |
| "Bad Credit / Rebuilding": { | |
| "definition": "Articles focused on rebuilding and improving credit after financial mistakes, including options for people with poor or bad credit scores, subprime credit cards, credit monitoring, and strategies to improve credit scores." | |
| }, | |
| "Debt Management": { | |
| "definition": "Articles about managing and paying off debt, including debt consolidation, payoff strategies (snowball/avalanche methods), settlement options, and plans to reduce overall debt balances." | |
| }, | |
| "Loans & Financing": { | |
| "definition": "Articles about various types of loans including personal loans, auto loans, student loans, mortgages, home equity loans, refinancing options, and general financing topics for borrowing money." | |
| }, | |
| "Banking & Fintech": { | |
| "definition": "Articles about banking services, checking and savings accounts, fintech innovations, neobanks, digital banks, mobile banking apps, and financial technology innovations." | |
| }, | |
| "Credit Unions": { | |
| "definition": "Articles about credit unions, their membership benefits, community focus, typically lower APRs, member-owned financial cooperatives, and how to join credit unions." | |
| }, | |
| "Payment Technology": { | |
| "definition": "Articles about payment technologies including contactless payments, NFC, tap to pay, mobile wallets (Apple Pay, Google Pay, Samsung Pay), virtual card numbers, tokenization, and secure digital payment methods." | |
| }, | |
| "Fraud & Security": { | |
| "definition": "Articles about fraud prevention, identity theft protection, scams, security alerts, lost or stolen cards, unauthorized charges, dispute processes, account/card freezing/locking, credit card abuses and general credit card security measures." | |
| }, | |
| "Credit Card Prequalification": { | |
| "definition": "Articles about credit card prequalification and preapproval processes, soft pull credit checks, instant approval offers, checking eligibility without affecting credit scores, and understanding approval odds." | |
| }, | |
| "Credit Card Rewards": { | |
| "definition": "Articles about strategies for maximizing credit card rewards value, comparing different rewards programs, category spending optimization, pairing multiple cards, understanding when to use which card, and redemption strategies for points, miles, or cash back." | |
| }, | |
| "Credit Card Fees & Terms": { | |
| "definition": "Articles explaining credit card fees and terms including annual fees, minimum payments, balance transfer fees, late fees, penalty APR, fine print, terms and conditions, interest charges, and card agreement details." | |
| }, | |
| "Credit Card Features & Perks": { | |
| "definition": "Articles about specific credit card benefits and perks such as purchase protection, extended warranty, travel insurance, airport lounge access, concierge services, cell phone protection, return protection, and other premium card features." | |
| }, | |
| "Education & Resources": { | |
| "definition": "Educational articles including credit lessons, tips, credit limit tips, things to know, guides, glossaries, explainers, calculators, tools, and resources that teach users about credit cards, how to use them, how credit cards work, how how credit card numbers work, interest payments, hot to increase credit limit and fundamental credit concepts. " | |
| }, | |
| "Personal Finance Tips": { | |
| "definition": "Articles offering personal finance advice including budgeting tips, saving money strategies, investing basics, emergency funds, credit utilization management, spending habits, and overall financial wellness guidance." | |
| } | |
| }, | |
| "subtags": { | |
| "Cash Back Credit Cards": { | |
| "Everyday Purchases": { | |
| "definition": "Cards offering flat-rate cash back on all purchases (typically 1.5% or 2%) with no category restrictions or activation required. Cash back on everyday purchases." | |
| }, | |
| "Rotating Categories": { | |
| "definition": "Cards with quarterly rotating bonus categories requiring activation, typically offering 5% cash back in specific categories that change each quarter. Cash back on rotating categories." | |
| }, | |
| "Dining": { | |
| "definition": "Cards offering bonus cash back on restaurant purchases, food delivery services, or takeout orders. Cash back on dining out." | |
| }, | |
| "Gas": { | |
| "definition": "Cards offering enhanced cash back on gas station purchases and fuel spending. Cash back on gas." | |
| }, | |
| "Grocery": { | |
| "definition": "Cards offering bonus cash back on supermarket and grocery store purchases. Cash back on groceries." | |
| } | |
| }, | |
| "Credit Card Balance Transfer": { | |
| "0% Intro APR": { | |
| "definition": "Cards offering 0% introductory APR specifically on balance transfers for a limited promotional period." | |
| }, | |
| "Low Interest": { | |
| "definition": "Cards with low ongoing interest rates on transferred balances, even after introductory periods end." | |
| }, | |
| "Debt Consolidation": { | |
| "definition": "Articles focused on using balance transfers to consolidate multiple debts into one card with a lower rate." | |
| } | |
| }, | |
| "Low APR Credit Cards": { | |
| "Variable Rate": { | |
| "definition": "Cards with variable APR that fluctuates based on an index rate, typically the prime rate." | |
| }, | |
| "Intro Offer": { | |
| "definition": "Cards offering introductory low or 0% APR for a limited time on purchases or balance transfers." | |
| }, | |
| "Long Term": { | |
| "definition": "Cards with competitively low ongoing APR for long-term use beyond introductory periods." | |
| } | |
| }, | |
| "No Annual Fee Credit Cards": { | |
| "First Year Free": { | |
| "definition": "Cards that waive the annual fee for the first year only, with fees applying in subsequent years." | |
| }, | |
| "Lifetime Free": { | |
| "definition": "Cards that never charge an annual fee, remaining free forever." | |
| }, | |
| "Rewards": { | |
| "definition": "No annual fee cards that still offer rewards programs including points, miles, or cash back." | |
| } | |
| }, | |
| "Business Credit Cards": { | |
| "Small Business": { | |
| "definition": "Cards designed for small businesses, SMBs, financing a new business and small business purchases and expenses." | |
| }, | |
| "Travel": { | |
| "definition": "Business cards focused on earning travel rewards, miles, or points for business trips and travel expenses." | |
| }, | |
| "Cash Back": { | |
| "definition": "Business cards offering cash back rewards on business spending in various categories." | |
| }, | |
| "Expense Management": { | |
| "definition": "Business cards with features for expense tracking, receipt management, and accounting software integrations." | |
| } | |
| }, | |
| "Student Credit Cards": { | |
| "Beginner": { | |
| "definition": "Cards designed as a student's first credit card, perfect for those just starting their credit journey. Tips for studen't first credit card." | |
| }, | |
| "Build Credit": { | |
| "definition": "Student cards specifically focused on helping students establish and build credit history." | |
| }, | |
| "Rewards": { | |
| "definition": "Student cards that offer rewards programs such as points or cash back." | |
| } | |
| }, | |
| "Secured Credit Cards": { | |
| "Build Credit": { | |
| "definition": "Secured cards designed to help users build credit from scratch with required security deposits." | |
| }, | |
| "Rebuild": { | |
| "definition": "Secured cards for individuals rebuilding credit after financial setbacks or credit damage." | |
| } | |
| }, | |
| "Bad Credit / Rebuilding": { | |
| "Secured": { | |
| "definition": "Secured credit cards as an option for people with bad credit." | |
| }, | |
| "Credit Monitoring": { | |
| "definition": "Cards or services offering credit monitoring, alerts, and score updates for those rebuilding and improving their credit." | |
| }, | |
| "Debt": { | |
| "definition": "Articles addressing bad credit in relation to existing debt problems." | |
| }, | |
| "Counseling": { | |
| "definition": "Information about credit counseling services and advisors for people with bad credit." | |
| } | |
| }, | |
| "Credit Scores & Reports": { | |
| "FICO": { | |
| "definition": "Articles specifically about FICO credit scores and how they work." | |
| }, | |
| "VantageScore": { | |
| "definition": "Articles about VantageScore credit scoring models." | |
| }, | |
| "Monitoring": { | |
| "definition": "Credit monitoring services, alerts, and ongoing score tracking." | |
| }, | |
| "Disputes": { | |
| "definition": "Disputing credit report errors and removing negative items from credit reports." | |
| }, | |
| "Free Scores": { | |
| "definition": "How to access free credit scores and reports." | |
| } | |
| }, | |
| "Debt Management": { | |
| "Consolidation": { | |
| "definition": "Consolidating multiple debts into a single payment or account." | |
| }, | |
| "Student": { | |
| "definition": "Managing and paying off student loan debt." | |
| }, | |
| "Credit Card": { | |
| "definition": "Strategies for paying off credit card debt specifically." | |
| }, | |
| "Mortgage": { | |
| "definition": "Managing mortgage debt and payments." | |
| }, | |
| "Auto": { | |
| "definition": "Managing auto loan debt and car payments." | |
| } | |
| }, | |
| "Loans & Financing": { | |
| "Personal": { | |
| "definition": "Personal loans and unsecured financing options." | |
| }, | |
| "Auto": { | |
| "definition": "Auto loans and car financing options." | |
| }, | |
| "Student": { | |
| "definition": "Student loans and college education financing." | |
| }, | |
| "Mortgage": { | |
| "definition": "Mortgage loans and home financing options. Tips for getting a good Mortgage Loan" | |
| }, | |
| "Home Equity": { | |
| "definition": "Home equity loans and HELOCs (Home Equity Lines of Credit)." | |
| }, | |
| "Refinancing": { | |
| "definition": "Refinancing existing loans to get better rates or terms." | |
| } | |
| }, | |
| "Banking & Fintech": { | |
| "Checking": { | |
| "definition": "Checking accounts and debit banking services." | |
| }, | |
| "Digital Banks": { | |
| "definition": "Online-only banks and neobanks without physical branches." | |
| }, | |
| "Apps": { | |
| "definition": "Mobile banking apps and digital banking platforms." | |
| }, | |
| "Innovation": { | |
| "definition": "Fintech innovations and new financial technology developments." | |
| } | |
| }, | |
| "Credit Unions": { | |
| "Local": { | |
| "definition": "Local community credit unions and their services." | |
| }, | |
| "Member Benefits": { | |
| "definition": "Benefits of credit union membership and member-owned structure." | |
| }, | |
| "Low APR": { | |
| "definition": "Credit union credit cards or loans with low interest rates." | |
| }, | |
| "Rewards": { | |
| "definition": "Credit union rewards programs and credit cards." | |
| } | |
| }, | |
| "Payment Technology": { | |
| "Contactless": { | |
| "definition": "Contactless payment technology, NFC, and tap to pay features." | |
| }, | |
| "Mobile Wallet": { | |
| "definition": "Mobile wallet services like Apple Pay, Google Pay, and Samsung Pay." | |
| }, | |
| "Virtual Number": { | |
| "definition": "Virtual card numbers for enhanced online shopping security." | |
| }, | |
| "Security": { | |
| "definition": "Payment security technologies including tokenization and encryption." | |
| } | |
| }, | |
| "Fraud & Security": { | |
| "Identity Theft": { | |
| "definition": "Identity theft protection and prevention strategies. Specfically relates to identity theft not just fraud or credit card compromisation" | |
| }, | |
| "Scam Prevention": { | |
| "definition": "Preventing scams, phishing attacks, and fraudulent schemes." | |
| }, | |
| "Encryption": { | |
| "definition": "Data encryption and secure information storage." | |
| }, | |
| "Monitoring": { | |
| "definition": "Fraud monitoring, alerts, and detection services." | |
| } | |
| }, | |
| "Credit Card Prequalification": { | |
| "Soft Pull": { | |
| "definition": "Soft pull credit checks for prequalification that don't impact credit scores." | |
| }, | |
| "Instant Approval": { | |
| "definition": "Instant approval decisions and online application processes." | |
| }, | |
| "Credit Check": { | |
| "definition": "Understanding credit checks and evaluation processes." | |
| }, | |
| "Preapproval": { | |
| "definition": "Preapproval offers and invitations from card issuers." | |
| } | |
| }, | |
| "Credit Card Rewards": { | |
| "Cash vs Points": { | |
| "definition": "Comparing the value of cash back versus points versus miles rewards." | |
| }, | |
| "Redemption": { | |
| "definition": "Redemption options including travel portals, statement credits, and point transfers." | |
| }, | |
| "Pairing Cards": { | |
| "definition": "Using multiple credit cards together to maximize category bonuses and combine benefits." | |
| }, | |
| "Travel Rewards": { | |
| "definition": "Earning and redeeming travel rewards including airline miles, plane tickets, booking a trip, hotel points, and travel loyalty programs." | |
| }, | |
| "Welcome Bonus": { | |
| "definition": "Sign-up bonuses and welcome offers for new cardmembers who meet spending thresholds." | |
| } | |
| }, | |
| "Credit Card Fees & Terms": { | |
| "Balance Transfer Fee": { | |
| "definition": "Balance transfer fees, typically a percentage of the transferred amount." | |
| }, | |
| "Late Fee": { | |
| "definition": "Late payment fees and penalties for missing payment due dates." | |
| }, | |
| "Penalty APR": { | |
| "definition": "Penalty APR increases that occur after late payments or other violations." | |
| }, | |
| "Fine Print": { | |
| "definition": "Understanding the fine print, minimum payments, terms and conditions, and card agreements." | |
| } | |
| }, | |
| "Credit Card Features & Perks": { | |
| "Insurance": { | |
| "definition": "Travel insurance, purchase insurance, and other insurance benefits provided by credit cards." | |
| }, | |
| "Purchase Protection": { | |
| "definition": "Purchase protection coverage for damaged or stolen items bought with the card." | |
| }, | |
| "Lounge Access": { | |
| "definition": "Airport lounge access benefits including Priority Pass, Centurion Lounges, and airline clubs." | |
| }, | |
| "Concierge": { | |
| "definition": "Concierge services offered by premium credit cards." | |
| }, | |
| "Travel Insurance": { | |
| "definition": "Travel insurance benefits provided by credit cards including trip cancellation, trip interruption, baggage delay, and travel accident insurance." | |
| } | |
| }, | |
| "Education & Resources": { | |
| "Guides": { | |
| "definition": "How-to guides and explainer articles about credit cards." | |
| } | |
| }, | |
| "Personal Finance Tips": { | |
| "Budgeting": { | |
| "definition": "Budgeting strategies and budget planning tips." | |
| }, | |
| "Saving": { | |
| "definition": "Saving money tips and strategies to build savings." | |
| }, | |
| "Investing": { | |
| "definition": "Investing basics and investment strategies." | |
| } | |
| } | |
| } | |
| } |
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