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user.json
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| { | |
| "customer": { | |
| "customerId": "CUST-102931", | |
| "name": "Rahul Sharma", | |
| "phoneNumber": "+91XXXXXXXXXX", | |
| "email": "[email protected]" | |
| }, | |
| "loanAccount": { | |
| "loanAccountId": "LN-567890", | |
| "loanType": "Personal Loan", | |
| "loanAmount": 250000, | |
| "interestRate": 13.5, | |
| "tenureMonths": 36, | |
| "sanctionedDate": "2023-04-15", | |
| "emiAmount": 8530, | |
| "nextDueDate": "2025-12-10", | |
| "totalEMIs": 36, | |
| "emiPaidCount": 18, | |
| "emiPendingCount": 18, | |
| "overdue": { | |
| "isOverdue": true, | |
| "overdueEMICount": 2, | |
| "overdueAmount": 20000, | |
| "lastPaymentDate": "2025-09-10", | |
| "daysPastDue": 45 | |
| } | |
| }, | |
| "communicationPreferences": { | |
| "preferredLanguage": "English", | |
| "preferredContactTime": "Evening", | |
| "allowSMS": true, | |
| "allowCalls": true | |
| } | |
| } |
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